Fleet Financing & Leasing | FinSimple | Ford Pro™

Ford ProTM FinSimpleTM

Fleet Financing From the Fleet Experts

Ford Pro FinSimple kicks complicated to the curb with flexible fleet commercial financing for any size of business. Whether you're looking to expand your fleet, upfit vehicles or flip the switch to electric, our experts can help. And you can focus on what really matters — your business. Get started today with our convenient Commercial Line of Credit to get coverage year round for all your financing or leasing needs.

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Our Business is Helping Your Business

Previously known as Ford Credit Commercial Lending Services, Ford Pro FinSimple offers a wide range of financing options including a Commercial Line of Credit, vehicle leasing and purchasing, charging infrastructure, and specialty needs — all in one place. Our commercial fleet financing experience helps your business thrive.
  • Fleet Expertise
  • Competitive Interest Rates
  • Flexible Repayment Terms
  • Combined Billing
  • Streamlined Lending Process
  • No Hidden Fees
  • Quick and Easy Approval Process
  • Dedicated Support

Feel the Freedom of a Commercial Line of Credit

So, you need to finance work vehicles or save your cash to invest in other parts of your business. A Ford Pro FinSimple Commercial Line of Credit gives you flexibility to free up capital so you can go for growth. Plus, with no need to reapply1, it’s financing your way or the highway.

Starting is Simple

You can be approved in a flash. Here’s what you’ll need.
  • Basic Company Details
  • Business Tax ID Number
  • Fleet Information
  • Expansion Plans
  • Billing Details
  • CPA Statements or Signed Federal Tax Returns
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Financing for Just a Few Vehicles

Not ready for a big expansion but still want to add to your fleet? No problem. Fill out a Ford Pro FinSimple Commercial Credit Application for individual vehicles and jumpstart your finance plan by connecting with a dealer. Let our pros help you choose which financing or leasing option best fits your business. Whatever you decide, all2 these same great plans are at your disposal.
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PlanFeaturesEligibility
Commercial Installment Financing
Want to own your vehicles? Get flexible financing that meets your changing business needs. 
Traditional buy
Fully amortized loan
Sell or trade anytime
No early payoff charges
New, Certified Pre-Owned or used vehicles
Upfit vehicles
CNG/LPG, bi-fuel and EV vehicles
Commercial Red Carpet Lease
If your vehicle use is pretty predictable, enjoy a new Ford vehicle more often. When you return it, you’ll only cover excess wear and use charges.
Closed-end lease
No residual responsibility
Various mileage options
New vehicles only
Upfit vehicles not eligible
CommerciaLease
Need vehicles for heavy use? Set the residual based on your business.
Open-end Terminal Rental Adjustment Clause (TRAC) lease
Flexible terms
No sign-up or termination fees
No mileage restrictions or penalties
No excess wear or use charges
New, Certified Pre-Owned or used vehicles
Upfit vehicles
CNG/LPG, bi-fuel and EV vehicles

Charging Infrastructure Financing From the Experts

We’re there to support your electric switch or expansion. With EVs, you’ll want to consider a plan for charging, whether that’s at home or depot, to start the day charged. Find financing for charging hardware in addition to site design and installation with Ford Pro FinSimple.

Three Ford E-Transit Vans in Oxford White plugged in and recharging at depot charging stations

Unique Financing for Every Fleet Need

Our specialty is helping you with yours. Let our pros solve your different fleet needs.

Municipal Financing

Expand your police, EMT, university or airport fleets. Our Municipal Finance specialists are ready to help you maximize your operating budget.3

F150 Police Responder driving on road through trees

Ford Pro Goes the Extra Mile

We’re all about finding ways to help your business go further. See how this additional feature can help.

Protect Your Business With Ford ProTM Insure

Get the commercial auto insurance your company needs to protect against liability and physical damages that are caused by your company’s vehicles. We offer coverage to support fleets of various sizes with Ford and/or non-Ford vehicles in Arizona, Illinois, Indiana, Tennessee and Wisconsin, and we will be adding more states soon.

Two men sit on a truck bed smiling on a worksite.

People are Talking About Ford Pro FinSimple

Transit van with ZipTire decals driving on road

First-Time Financing

ZipTire started with one employee: the owner. Ford Pro FinSimple was there with financing for his first truck and continues to help with tailored solutions to grow his small business.

Woman with glasses and red Grade A Construction shirt speaking to camera

Transitioning Your Fleet

Ford Pro FinSimple helped Grade A Construction get established with a Commercial Line of Credit and was there to help take their fleet electric with flexible financing solutions.

Three men with Motive Companies shirts standing in a parking lot talking

Financing for Expansion

As an established telecommunications business, Motive Companies is building a national footprint. Ford Pro FinSimple provides the advantage of financing options to help them grow at their own pace.

Additional Resources

eGuide: Financing an EV Fleet

Thinking about going electric? We can shed some light on things to consider like payloads, driving distance and replacement timing. Plus, making the financing for everything painless is kind of our thing.

Man walks to hang up a charging chord for his red E-Transit. His dog stands next to the vehicle.

Prepare Now

Take a moment to ensure you’re ready to apply for a Commercial Line of Credit.

Financing Tips

Make strategic decisions regarding your finances and consider everything that goes into your financing.

Let Us Lend a Hand

We can lead you through the fleet finance process one step at a time.
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