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Ford ProTM FinSimple® Commercial Fleet Financing and Leasing

We simplify fleet financing and leasing.

Build and expand your fleet with flexible financing or leasing terms that makes sense for your business. Enjoy less hassle and more help with the support of experts who understand the needs of your growing business. 

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Construction crew working at a job site with their Ford F-Series trucks.

Add vehicles as needed, with terms that work for you.

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Flexible Terms

Choose the payment date and terms you want.

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No Hidden Fees

Enjoy transparency — no setup, penalty, or unexpected fees.

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Credit Convenience

We simplify the application process to 
make it as easy as possible for you.

Explore your options.

Each one operates using a Commercial Line of Credit (CLOC), which comes with great benefits.1

A fleet of Ford commercial vehicles parked at a job site.

Commercial Installment Financing

This traditional buying option is ideal for business owners who want to keep their vehicles for five plus years and own them at the end of the contract — with flexible terms up to 72 months and full freedom when it comes to upfits. Commercial Installment Financing also gives you the ability to finance add-on products like extended service contracts, maintenance plans, and GAP Coverage.

CommerciaLease (TRAC)

This option offers lower monthly payments by structuring terms to match vehicle usage and life cycle (ideal for business owners that expect high mileage or heavy use). CommerciaLease also gives you more flexibility with used vehicles and upfits. Its open-ended lease terms mean no mileage or usage restrictions and it offers flexible terms ranging from 12–72 months, but you are responsible for residual value at the end of your lease.
Two Ford F-Series commercial trucks at a construction site.
Ford Transit van being used as a food delivery vehicle.

Commercial Red Carpet Lease®

This option is ideal for business owners with predictable and light vehicle usage who intend to keep their vehicles less than five years and under 100,000 miles — and aren't in need of upfits or modifications. Since only new vehicles are eligible, you get the latest models and features. Commercial Red Carpet Lease offers various mileage options and flexible terms to choose from. Its closed-ended lease terms mean you aren’t on the hook for residual value; you just bring the vehicle back to the dealership or buy it out at the end of your lease.

Choose an option that meets your needs.

Take a look at the details of your financing and leasing options.

Find the right fit for your business in a few steps. 

You tell us about your business and our new intuitive tool will consolidate your info and help guide you to a solution that meets your needs. No repeat forms and no time wasted on things you don’t need. It’s a win-win. Then, you'll be able to head to a dealer and choose a vehicle whenever you’re ready.2

Get Started
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Step One

Fill out a two-minute questionnaire about your business type, size, revenue, and estimated financial need. 

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Step Two

We’ll make a customized recommendation of the application you need. 

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Step Three

Submit application and begin unlocking access to new Ford vehicles for your fleet. 

Additional resources to take your business further. 

Optimization With Telematics Solutions  

Monitor your vehicles in real time and get performance insights, from live GPS tracking and diagnostic alerts to fuel efficiency analysis and more.  

Vehicles That Meet Your Needs  

Get high-octane, high-voltage, or the best of both with the power to choose from multiple powertrains across our lineup of Class 1–7 trucks, vans, and chassis cabs.  

FAQs

Let’s finance your growing fleet.

Our dedicated specialists will help you secure the financing you need for your business.

Talk With an Expert

Disclosures

  1. 1)

    Commercial Line of Credit (CLOC) subject to initial approval, ongoing eligibility and periodic reviews. 

    Return to content, Disclosure 1
  2. 2)

    The Commercial Credit Application is not available for CommerciaLease (TRAC).

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